Are Children's Funerals Free in the UK
Losing a child is one of the most devastating experiences any family can face. During such an emotional time, the last thing parents or guardians should have to worry about is the financial burden of arranging a funeral.
A question we are often asked is: Are children's funerals free in the UK?
The answer is yes, in many cases financial support is available, although exactly what is covered depends on where you live in the UK and the funeral arrangements you choose.
Children's Funeral Fund for England
In England, the Children's Funeral Fund (CFF) helps families by covering many of the essential costs of a child's funeral. The scheme is available for:
- Children under the age of 18.
- Babies who were stillborn after the 24th week of pregnancy.
Importantly, the scheme is not means-tested, meaning your income or savings do not affect eligibility.
What Does the Children's Funeral Fund Cover?
The Children's Funeral Fund can help pay for:
- Burial fees.
- Cremation fees.
- The cost of a coffin, casket or shroud (up to the scheme's allowance).
In most cases, funeral directors and burial or cremation providers claim these costs directly, meaning families should not have to pay these charges themselves.
Are All Children's Funerals Completely Free?
Not necessarily.
While the Children's Funeral Fund covers many of the core funeral costs, families may still choose to include additional personalised elements that are not covered by the scheme, such as:
- Floral tributes
- Memorial keepsakes
- Special funeral vehicles
- Catering for a wake
- Additional printed order of service booklets
- Memorials or headstones
Some funeral directors also choose to waive their own professional fees for children's funerals as part of their commitment to supporting bereaved families, although this varies between funeral homes.
How Stephen M. Godber Supports Families
At Stephen M. Godber Funeral Directors, we understand that arranging a child's funeral is something no family ever expects to face.
Our experienced team provides compassionate guidance throughout every stage of the arrangements. We will explain what financial support is available, liaise with the relevant organisations, and help complete any necessary paperwork so that you can focus on spending time with your family.
Every child's funeral is arranged with the utmost dignity, respect and care, and we will always take the time to listen to your wishes and create a meaningful farewell.
Can You Personalise a Child's Funeral?
Yes.
Although many families choose a simple service, others find comfort in creating a funeral that celebrates their child's life.
Some ways you may wish to personalise the service include:
- Favourite music or songs
- Special readings or poems
- Personal photographs and visual tributes
- Colourful floral arrangements
- Memory tables
- Balloon or dove releases (where appropriate)
- Personalised order of service booklets
- Memory boxes and keepsakes
There is no right or wrong way to say goodbye. We will support whatever feels most appropriate for your family.
What If My Baby Was Lost Before 24 Weeks?
The Children's Funeral Fund applies to babies who were stillborn after 24 weeks of pregnancy. If your loss occurred before this stage, support may still be available through your hospital, local NHS Trust or charitable organisations. Some funeral directors may also offer reduced-cost or complimentary services depending on individual circumstances.
We're Here When You Need Us
No parent should ever have to face arranging a child's funeral alone.
At Stephen M. Godber Funeral Directors, we are here to provide caring, professional support whenever you need us. We can explain the financial assistance available, help arrange a meaningful service, and guide you through every step with compassion and understanding.
If you would like to speak to a member of our team, please don't hesitate to contact us.
Frequently Asked Questions
Are children's funerals free in England?
Many essential funeral costs are covered through the Children's Funeral Fund for children under 18 and babies stillborn after 24 weeks of pregnancy, provided the funeral takes place in England.
Does the Children's Funeral Fund cover everyone?
Yes. The scheme is available regardless of income and is not means-tested.
Does the Fund pay for the whole funeral?
The Fund covers key burial or cremation costs and certain associated expenses. Optional extras or personalised additions may not be included and can vary depending on the funeral arrangements.
Can Stephen M. Godber help with the application?
Yes. We can explain how the Children's Funeral Fund works and assist with the arrangements, including any claims made through the scheme.
